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FNB Easy Account

First National Bank (FNB) has recently launched their low-cost FNB Easy Account. The innovative strength and ability of this account is that it has been linked to a Savings Pocket which offers interest of up to 2.75%, depending on the account balance.

FNB Easy Account account also allows one to pay for shopping using a card at no extra cost, draw free cash on the till at retail outlets such as Shoprite Checkers, PEP, Boxer, Pick n Pay and selected Spar stores.

FNB Easy Accountalso offers Cellphone Banking or FNB ATMs to make transfers and account payments, buy airtime and send money. Other benefits include the fact that there is no minimum balance required on the account, low monthly fee and some of the cheapest bank charges around, free subscription to inContact which facilitates an SMS every time R100.01 goes into or out of the account, free subscription to Cellphone Banking and Internet Banking and an Easy Account Gold Visa card. To qualify for this Easy account, a client just needs to be 18 years and above, be in possession of a South African ID book and show proof of residence which is not older than 3 months. Contact FNB on contacted on 0861733359.

African Bank inseconds

One of the biggest challenges facing you is whether you can access credit when you need it! This service enables you to easily know your credit eligibility so that your needs can be met, e.g. home improvements, emergencies, education etc.

inseconds enables you to use your Cellphone or computer to access a credit application safely and quickly, with minimal information required, to get an estimated credit offer for personal loans, credit cards and furniture loans.

Using this service, you will know if you are eligible for credit from African Bank wherever you are, inseconds. If you are happy with the estimated credit offer received you simply take your required documentation into your nearest branch and the credit will be granted.

Benefits of inseconds:

Quick and easy assessment
Convenience – it can be done anywhere, anytime
User Friendly
Saves you time
You will be required to sms the keyword (‘Offer’) to a shortdial number (49494) using your Cellphone. You are then sent a mobi service link to access the quick quote service, you can also use the internet to access the inseconds services via the website at www.inseconds.co.za. The service is safe and secure.

If African Bank needs more information to be able to make a credit offer, you will be advised that an offer cannot be given at the present moment as more information is required and you are advised to contact the call centre on 0860 494 940 or to go to your nearest African Bank branch or Ellerines store.

Know you are also able to plan better and will know easily if you can obtain the credit you need.

Standard Bank Access Account

Get access to real banking where you feel the value in every transaction with no compulsory monthly fees. Standard Bank understands that you need to be in control of your money anytime anywhere. With our AccessAccount, you get benefits and banking services without having to go into a branch.

With the AccessAccount, you can do your banking at any Standard Bank AccessPoint, right in your community. You are automatically registered for MyUpdates, no minimum deposit is needed, flat fees and no minimum balance required.

Who Qualifies for an access Account ?

  • You must be 16 years or older
  • Have a South African bar-coded ID book
  • Valid passport and work or study permit for non SA citizens
  • Proof of residence document not older than three months. If proof of residence cannot be provided the account will be opened as an E17 account (account not fica’d) and the applicable limits will apply.

 How Much Does it Cost ?

You can choose from two options:

  • A R30 bundle option : with this option, you pay a flat fee once a month for a bundle of transactions:
    • Three cash withdrawals
    • One cash deposit
    • One electronic transaction
    • One debit order
    • Four card swipes
    • Unlimited swipes at AccessPoints
  • Our easy pay–as-you-bank option: with this option, you pay a fee for every transaction.

Standard Bank Prestige Banking

STANDARD BANK PRESTIGE BANKING

Prestige banking is a complete financial services offering tailored to complement your lifestyle and your specific financial requirements. At the core of the Prestige banking offering is the services of a dedicated Prestige Banker who is available for appointment-based consultations at your branch.
Our Prestige Bankers are supported by a team of highly-skilled Prestige Line consultants who are available to assist you telephonically with your day-to-day banking needs and queries, even after hours and on weekends.
Through your Prestige Banker, you also have access to Standard Bank Financial Services consultants for expert advice for all your personal financial planning and investment needs, as well as to the services of a Business Banker for your business requirements.
Some banks only offer VIP treatment when you’re paying VIP prices.
Prestige banking offers you the treatment you deserve, for just R169 a month.
You qualify for the Prestige Banking offering if you earn a minimum gross monthly income of R25 000 or more, or if you hold a 3 Year Undergraduate Degree with Honours, earning a minimum gross monthly income of R5 000 or more. You will gain access to a dedicated team to assist you with your day-to day banking needs as well as your business and personal financial planning. Simplify your banking today, email prestige@standardbank.co.za. or call 0860 001 321

Standard Bank Elite Account

STANDARD BANK ELITE ACCOUNT
This STANDARD BANK ELITE account is `for those that earn over R8 000 pm or have a three year degree or diploma and earn R5000 a month, Elite Banking is for you. As your life changes and evolves, so your financial needs become more complex. We understand that and have designed Elite Banking specifically to keep pace with your changing lifestyle needs.
It has the following benefits:

  • An Elite Current account with a choice of pricing options.
  • A Gold MasterCard or Visa Cheque card 1, 3 (Chip and Pin enabled) for your day-to-day purchases, so there’s no need to carry cash around.
  • A Gold MasterCard credit card 1, 3 (Chip and Pin enabled) with a flexible limit for worldwide purchases. Straight or budget, it’s your choice.
  • Access to an overdraft 1, 2 facility linked to your Elite Current account to ensure additional funds are available when you need them.
  • Access to a second Elite account 4 for your spouse or life partner at a discounted fee.
  • The convenience of banking anywhere 24/7 with free Internet, Telephone and Cellphone banking.
  • Free unlimited notifications with MyUpdates so that you can stay in control and up to date with money in and money out of your accounts.

Platinum Value Bundle

THE PLATINUM VALUE BUNDLE
We all want to get more for less – and banking fees are no different. With our new ABSA Platinum Value Bundle, you can take control of your money with a monthly fee that blends transactional adaptability with the predictability of a monthly fee. The exclusive benefits you get as a Platinum customer include:
A dedicated Platinum Banker (at selected branches) to assist with your everyday banking needs
A Platinum Financial Adviser to offer you personalised guidance and advice
Exclusive access to services and information through a dedicated Platinum Line and Email address
Up to 50% discount of your monthly fee for keeping a set positive balance in your cheque account for the period of your billing cycle
50% monthly fee discount for your spouse if they also open a Value Bundle account
No electronic banking monthly subscription fee for Internet Banking, Cellphone Banking and Telephone Banking
Unlimited free NotifyMe and electronic payments including debit and stop orders
Unlimited debit card Point-of-Sale purchases/withdrawals
Unlimited free electronic balance enquires and free eStatements
Unlimited free electronic transfers between your linked accounts
Monthly cash back on new and existing Platinum Credit Cards
Monthly cash back on new and existing Absa Home Loans (excludes joint Home Loans)
Rollover of unused free transactions for 1 month
A number of free Absa ATM cash withdrawals and deposits and no out of bundle penalty fees.
Free debit order switching
As a valued Platinum customer, you get a Lump Sum Death Benefit to the value of R20 000
A Platinum Value Bundle could be the right choice for you if you:

Earn a regular gross monthly income of R25 000 or more
Want an affordable deal with a fixed monthly cost that is simple to understand
Would like access to a Platinum Credit Card with access to exclusive offers and discounts from Visa or MasterCard
Would like access to Home Loans and overdraft facilities
The option to apply for Absa Rewards

ABSA Gold Value

ABSA GOLD VALUE
Do you want an affordable banking fee bundle that not only gives you more control of your money, but even gives you cash back and discounts on banking? Try our innovative new Gold Value Bundle which blends the predictability of a monthly banking fee with the flexibility of payments as you transact, and gives you:
Up to 50% discount of your monthly fee for keeping a set positive balance in your cheque account for the period of your billing cycle
50% monthly fee discount for your spouse if they also open a Value Bundle account
No monthly subscription fee for Internet Banking, Cellphone Banking and Telephone Banking
Unlimited free NotifyMe and electronic payments including debit and stop orders
Unlimited debit card Point-of-Sale purchases/withdrawals
Unlimited free electronic balance enquires and free eStatements
Unlimited free electronic transfers between your linked accounts
Monthly cash back on new and existing Gold Credit Cards
Monthly cash back on new and existing Home Loans (excludes joint Home Loans)
Rollover of free unused transactions for 1 month.
A number of free Absa ATM cash withdrawals and deposits and no out of bundle penalty fees
Free debit order switching
As a valued Gold customer, you get a Lump Sum Death Benefit to the value of R 15 000
A Gold Value Bundle could be the right choice for you if you:
Earn a regular gross monthly income of R10 000 or more
Want more control of your banking fees
Would like access to a Gold Credit Card with access to exclusive offers and discounts from Visa or MasterCard
Would like access to Home Loans and overdraft facilities
The option to apply for Absa Rewards

ABSA SILVER VALUE BUNDLE

ABSA SILVER VALUE BUNDLE
Take control of your banking fees with an affordable banking fee bundle that even gives you cash back and discounts on your day-to-day banking products. Try our new Silver Value Bundle and combine the flexibility of transacting on-the-go with the predictability of a set monthly banking fee, together with:
Up to 50% discount of your monthly fee for keeping a set positive balance in your cheque account for the period of your billing cycle
50% monthly fee discount for your spouse if they also open a Value Bundle account
No monthly subscription fee for Internet Banking, Cellphone Banking and Telephone Banking
Unlimited free NotifyMe and electronic payments including debit and stop orders
Unlimited debit card Point-of-Sale purchases/withdrawals
Unlimited free electronic balance enquires and free eStatements
Unlimited free electronic transfers between your linked accounts
Monthly cash back on new and existing Silver Credit Cards
Monthly cash back on new and existing Home Loans (excludes joint Home Loans)
Rollover of free unused transactions for 1 month
A number of free Absa ATM cash withdrawals and deposits and no out of bundle penalty fees.
Free debit order switching
As a valued Silver customer, you get a Lump Sum Death Benefit to the value of R 10 000
A Silver Value Bundle could be the right choice for you if you:
Earn a regular gross monthly income of R4 000 or more
Want more control of your banking fees
Would like access to a Silver Credit Card with access to exclusive offers and discounts from Visa or MasterCard
Would like access to Home Loans and overdraft facilities
The option to apply for Absa Rewards

DEZIGN BANKING CURRENT ACCOUNT

DEZIGN BANKING CURRENT ACCOUNT
For a small fixed monthly fee you, as a student, get a whole range of transactions for FREE, which makes budgeting so much easier. The NEDBANK Dezign Student Account has full transactional capabilities and it allows you access to self-service banking (internet, telephone and cellphone) so you can bank anywhere, anytime you choose. This product not only offers you convenience but also cost-effective banking when you need it most.

We believe in you and that is why we are offering you this account to help you go out there and make things happen.
FEATURES
You can access your account at anytime through the following:
Internet banking: Do balance enquiries, payments, transfers, etc.
Debit card: Swipe it at any store or use it to make online purchases, tickets and you can use it at any ATM or Pick n Pay till to withdraw money.
Cellphone and telephone banking: Access your account anywhere, anytime at your convenience.
For as little as R13,50 you get the following FREE:

  • Subscription to self-service banking (internet and telephone banking, ATMs and self-service terminals).
  • ATM cash withdrawals at Nedbank ATMs.
  • Debit orders.
  • Autotransfers.
  • Debit card point-of-sale transactions.
  • Balance enquiries at Nedbank ATMs.
  • Internet, cellphone and telephone banking subscription fees.
  • Interaccount transfers and third-party payments via internet, cellphone and telephone banking, Nedbank ATMs or self-service terminals.
  • Stop orders, initiation, cancellation and amendment.
  • Statements.
  • Debit order switching
  • Do you need to switch debit orders?

Relax; our dedicated team will help switch your debit orders on your behalf to your Nedbank current or savings account. We’ll keep you updated, and let you know as soon as your debit orders have been transferred.
Please provide us with the following:
Your existing bank account number.
Your new Nedbank account number.
Your South African green bar-coded identity book.
A copy of your statement with your beneficiary (for reference purposes only).
How to switch
If you require further information, kindly enquire at your nearest Nedbank branch or contact us on 0860 555 111.

IMPORTANT TIPS:
Please make sure that you read and understand the terms and conditions at the bottom of the form, as your signature on the form indicates that you have accepted the terms and conditions.
Please do not close your old bank account until we have given you confirmation that all your debit orders are going through your new Nedbank account.

NEDBANK CHEQUE ACCOUNT

THE NEDBANK CURRENT ACCOUNT
Flexible financial management in one complete account
The Nedbank Current Account is a flexible, multichannel current account that provides access to all standard current account features on a pay-as-you-transact basis.
Who this account is for?
This NEDBANK ACCOUNT isIdeal for people looking for the flexibility to bank the way they want by paying only for the transactions they make.
FEATURES:

  • Free cheque deposits every month at Nedbank branches and ATMs.
  • Free balance enquiries via Nedbank’s self-service banking channels (Nedbank cellphone, telephone and internet banking).
  • First balance and statement enquiries of every month free at Nedbank branches, ATMs and self-service terminals (SSTs).
  • Free statements via internet banking.
  • Access to self-service banking channels.
  • Free notifications on card purchase transactions.
  • This account offers you the following:
  • A platinum, gold or classic cheque card for making purchases and drawing cash – it’s safe and convenient.
  • A personalised chequebook, if you’d like one.
  • A garage card for filling up and paying for vehicle-related expenses.
  • Access to a tiered overdraft facility, if you need it.*
  • The option to sign up for a Nedbank Affinity, which allows you to support a cause close to your heart. Every time you buy something with your affinity card, we’ll donate a fixed amount to the affinity of your choice on your behalf, at no cost to you.
  • Free access to Personal Money Manager, an online budgeting tool for internet banking users that allows you to track your income, expenditure and fees on your account.

*Terms and conditions apply. Subject to a credit assessment and affordability check

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