Standard Bank Home loan

standard House Loans

standard House Loans

Buying your first home can be complex and stressful, and finding extra money to pay a deposit and costs can be daunting. Let us jump start you to home ownership by including your bond costs into your loan. Our home loans are designed to grow and change with you. We have tips on how to reduce the costs of your home loan, options to help you access extra funds and ways to help make repaying your home loan easier. you can Apply online or call 0860 500 000

Features and Benefits

You can apply on your own or with a partner as long you and your partner have not owned a property. You may qualify for a Home loan of 104% of the value of the property, provided the Home loan amount does not exceed R 1 million and depending on your affordability and risk profile. The “extra” affordable 4% may only be used to pay the transfer and bond registration costs. You can repay your loan over 20 years. Affordable interest rates. 

What do I need to get my Home loan?

You have to be 18 years or older or be an emancipated minor. You have to earn a single or joint gross monthly salary of R3 500 or more. You need to have a transaction account into which your salary is deposited or trusted relative or partner with such an amount. Bad credit not a factor.

Calculators

you can get a Home loan of up to R1500000, payable up to 20 years earning a salary of R5000

 

source: Standard Bank tell:  0860 123 000 email: information@standardbank.co.za